OUR SERVICES

Strategic Tax Optimization ​

Life is full of taxable consequences that, if left unchecked, could consume an ever-increasing amount of your wealth.  The tax rate on corporate passive income is approximately 50% across Canada and the top personal margin tax rate is around 50% as well.  Do you want to keep more than 50% of your hard earned money?  We can help you keep more.

At MRG Wealth Management, we are knowledgeable about income tax rules and specialize in tax optimized wealth strategies designed to help you minimize your taxes so you can maximize the growth of your wealth.

Whether you are looking to reduce the taxes you pay on your investment income, pay for your personal  medical/dental/health expenses with a corporate Health Spending Account, or eliminate the claw back of your small business tax rate we have strategies to help you achieve your best financial future.

Retirement Planning

For most Canadians, retirement is a major financial goal that requires a plan or map to help you get to your desired destination.  At MRG Wealth Management, we believe that life should be enjoyed living, not living to work.

We will help answer questions you may have such as “when can I retire?”, “How much can I spend in retirement?”, and “when will my money run out?”.  We can provide you with a retirement analysis so you can see a current state projection into your future and discuss different options such as a tax deferred Corporate Retirement Savings Plan or Corporate Pension Plan to help you achieve the retirement you dream.

We can help you realize your retirement dreams faster and easier. 

Risk Management & Insurance

Few things are certain in life, but one certainty is change and often it is unpredictable. At MRG Wealth Management, we created a short and simple to use Financial Vulnerability Assessment that enables you to see your financial vulnerabilities and understand what kind of financial exposure you face if your risks are not managed.

Once your vulnerabilities are identified, we will then discuss your options to help you manage.  We provide you with the information you need to make an informed decision so you can decide how much, if any, of the risk you (including your family and business) are able to consume and how much of it should be transferred to an insurance company through Life, Disability, Critical Illness, Long Term Care, Travel, or Buy-Sell insurance.

We can develop a custom risk management strategy for you that helps manage your risks and protects you and your loved ones.

Few things are certain in life, but one certainty is change. As life unfolds, our needs and risks change with is. On average, every three years, most people have a major life event occurring. Therefore, at MRG Wealth Management, we know the impact of a proper vulnerability assessment. A vulnerability assessment will enable you to see exactly what kind of financial exposure you face if these risks are not managed.​

Once your vulnerabilities are identified, we will then discuss your options. Everyone has 4 main options when dealing with risk. You can choose to avoid, reduce, transfer, or retain each risk. We provide you with the information you need to make an informed decision and then you can decide how much, if any, of the risk you (including your family and business) are able to consume and how much of it should be transferred to an insurance company or mitigated.

We will develop a customized risk management strategy with you that helps manage your risks and protect you and your loved ones.

Life
Life
Disability
Insurance Cirlce
Disability
CRITICAL
ILLNESS
TRAVEL

Estate Planning

Many Canadians do not have an estate plan, often resulting in heirs loosing approximately 50% in taxes.   The goal of estate planning is to arrange your financial affairs in a way so that your wishes are properly executed, and assets can be passed to your heirs as completely (tax optimized) and quickly as possible.

Estate planning is not just planning for death; it is also essential to ensure that your affairs are handled in accordance with your wishes while you are alive. At MRG Wealth Management, we created the Emergency and Estate Directory to help our client’s and their families organize their important information to help simplify the estate planning process.

We can develop a personalized estate strategy for you and your heirs to help ensure your wishes are properly executed and that your heirs receive your assets in a tax optimized manner.

Financial Management

What is 1 thing many millionaires have in common?  They have a budget and understand where their money goes.  They also save first and spend after, many Canadians do the opposite and spend first and save what is left if any.  This is foundational to help you with your decisions to save, spend, and borrow.

At MRG Wealth Management we have tools and processes to help make it easier for you to manage and understand your finances.  We help you understand your current and future financial position, including your cashflow and net worth, and present options to help you achieve your financial goals.

We can develop a financial management plan for you and provide options to achieve your best financial future.

Investment Planning ​

Investment services are provided by MRG Investments of Aligned Capital Partners. For further details please go to MRG Investments