Our Insights

Dollars and Sense

Bring intentionality to your life and your finances. Dive into some knowledge and insights directly from our Founder and Personal CFO.

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What To Know Before Buying U.S. Real Estate

There are several different ways to buy real estate in the U.S. Although some of the following information may seem familiar, as a buyer in a foreign market, it is essential to understand the pros and cons of each approach in order to avoid adverse tax effects in the future.

Monthly Market Update - November 2022

Last Month in the Markets – November 1st – 30th, 2022: Overall, the results for investors were largely positive last month. The major Canadian and American equity indexes rose 4.4 to 5.7%, and the global All Country World Index (ACWI) jumped 7.6%. 

2023 Facts & Figures

Annual Market Update - December 2022

Last Year in the Markets – January 3rd to December 30th, 2022: Overall, last year was a trying time for almost every Canadian investor. Several factors contributed to the turmoil and difficulty that affected every asset class and investor at some point during the last twelve months. 

Monthly Market Update - September 2022

Last Month in the Markets – September 1st – 30th, 2022: September is typically a bad month for North American equities with the S&P 500 typically losing 1% of their value. September 2022 was more than nine times worse, and the worst September in twenty years. 

Monthly Market Update - October 2022

Last Month in the Markets – October 3rd – 31st, 2022: The beginning of the month was uneven for equity investors. After rising-and-falling, the major North American indexes, repeated their rise-and-fall again by mid-month.

Monthly Market Update - July 2022

Last Month in the Markets – July 1st – 29th, 2022: Inflation and central bank actions continued to dominate the news and heavily influence capital markets. Inflation is beginning to be tempered as economic growth slows directly and indirectly from interest rate increases from the Bank of Canada, the Federal Reserve in North America and from the European Central Bank. 

Monthly Market Update - April 2022

Last Month in the Markets – April 1st – 29th, 2022: The month began on a positive note for North American equity indices, unfortunately, the high-water mark was reached on the first Monday of the month. 

Monthly Market Update - May 2022

Last Month in the Markets – May 2nd – 31st, 2022: Despite significant volatility during May by the end of the month the major North American indices had settled almost where they had begun. The NASDAQ, more heavily weighted to technology, lost 2%, and the broad-based TSX and S&P 500, and the large corporates of the Dow, were flat for May.