Disclosures

This website is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, insurance, legal, accounting or tax advice. Please consult an appropriate professional regarding your particular circumstances.

This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

Aligned Capital Partners Inc. (“ACPI”) is a full-service investment dealer and a member of the Canadian Investor Protection Fund (“CIPF”) and the Canadian Investment Regulatory Organization (“CIRO”).  Investment services are provided through MRG Investments, an approved trade name of ACPI.  Only investment-related products and services are offered through MRG Investments of ACPI and covered by the CIPF. Financial planning and insurance services are provided through MRG Wealth Management Inc. operating as MRG Wealth (“MRG”).  MRG is an independent company separate and distinct from MRG Investments of ACPI.

References in this website to third party goods or services should not be regarded as an endorsement of these goods or services. By accessing any of the links provided you will be leaving the MRG Wealth Management website. MRG Wealth Management and MRG Investments of Aligned Capital Partners Inc. are not responsible for the information contained on these external websites.

The information contained on this website is for general information purposes only and is the opinion of the owners and writers. This information is not intended to provide specific personalized advice including, without limitation, investment, financial, insurance, legal, accounting or tax advice. However, please call Ryan Gubic to discuss your particular circumstances.

The information contained on this website is subject to change without notice. The owner and publisher of this website are not liable for any inaccuracies in the information provided.

Resources

1 Tiger 21 Members Q2 2024 Asset Allocation (UHNW)

Vanguard, What is Asset Allocation?
2 https://investor.vanguard.com/investor-resources-education/how-to-invest/asset-allocation

Mackenzie Investments, How the sequence of returns can impact your retirement savings
3 https://www.mackenzieinvestments.com/content/dam/mackenzie/en/insights/mi-retire-sequence-returns-en.pdf

Fidelity Research Report, Structuring Income for Retirement
4 https://moshemilevsky.com/wp-content/uploads/2018/02/WHITEPAPER_2.pdf

CIPF, Coverage Limits
5 ​​https://www.cipf.ca/cipf-coverage/about-cipf-coverage#coveragelimits

Visual Capitalist, Timing the Market
6 https://www.visualcapitalist.com/chart-timing-the-market/

How inflation could affect retirement saving
7 https://www.fidelity.com/learning-center/personal-finance/retirement/saving-for-retirement-and-inflation

Fraser Institute, Honest discussion about taxes must include bill Canadian families pay
8 https://www.fraserinstitute.org/article/honest-discussion-about-taxes-must-include-bill-canadian-families-pay#:~:text=—for%20the%20average%20Canadian%20family,cent%20it%20paid%20in%201961

FP Canada, 2024 Financial Stress Index finds 91 per cent of Canadians are taking steps to improve financial wellness amidst stress increase
9 https://www.fpcanada.ca/account/dashboard/fp-canada--2024-financial-stress-index-finds-91-per-cent-of-canadians-are-taking-steps-to-improve-financial-wellness-amidst-stress-increase

FP Canada, Cross Country Checkup
10 https://www.fpcanada.ca/docs/professionalsitelibraries/docs/default-source/news/cross-crountry-checkup-survey.pdf

Advisor.ca, 72% say retirement isn’t what they expected
11 https://www.advisor.ca/industry-news/industry/72-say-retirement-isnt-what-they-expected/

RBC Insurance, Individual Income Protection
12 https://mrgwealth.b-cdn.net/Disability%20(1).pdf

13 National Cancer Institute, Cancer Statistics 
https://www.cancer.gov/about-cancer/understanding/statistics 

14 CPP 2024 Annual Report 

15 Yale 2022/2023 Financial Statements